The Florida VA loan is a mortgage guaranteed by the United States Department of Veterans Affairs. Qualified lenders may issue these loans to eligible American veterans or their surviving spouses, but they cannot remarry after getting one because it would make them unworthy according to law!
Florida Veterans and Active Duty members can use the benefits of a VA Home Loan Program to buy or refinance a Florida home. A Florida VA Mortgage provides them the opportunity for a no down payment home purchase, along with less stringent qualification requirements.
We’re here to make the VA home loan process easier, with tools and knowledge that will help guide you along the way, starting with our VA Loan Qualifier.
We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a repeat buyer.
Here’s how our home refinance process works:
In order to refinance your home, you may need a new mortgage with the same or better terms and lower interest rate. This can help homeowners save money on their monthly payments while still being able to make sure that they have enough funds for emergencies in case something happens out of nowhere such as an illness or job loss.
In today’s market many people choose refinancing because there are so many different types available like taking cash out from equity which usually requires less documentation than other options do but it's important not all mortgages offer these features!
165 Middle St Suite 1101 Lake Mary, FL 32746
(855) 744-EDGE
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Licensed Home Loans Experts in Florida
BRANCH NMLS #2135961
Edge Home Finance Corp, is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. Edge Home Finance Corp is a licensed mortgage broker in the following states CA, CO, FL, MN, NC, ND, WI and TX. The following states require disclosure of licensing information. (If your state is not listed, it does not require a specific license disclosure):
CALIFORNIA - Licensed by the Department of Business Oversight under California Finance Lenders Law
COLORADO - Edge Home Finance Corp, 4510 W 77th St #380 Edina, MN 55435,(763) 219-8484; to check the license status of your mortgage broker, visit http://www.dora.state.co.us/real-estate/index.htm
TEXAS - CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV