15-Year Fixed-Rate Mortgages in Florida are Available!

Receive a quote on a 15-year fixed-rate mortgage today.

Is a 15-year fixed-rate mortgage in Florida right for you?

About 15-Year Fixed-Rate Loans

This loan is perfect if you want to own your home sooner, but with a lower interest rate. It offers all the advantages of 30-year loans and even comes in 15 year terms! The only drawback? You have higher monthly payments right off the bat since this type of borrowing has shorter amortization periods (5+ years).


If you’re looking for the best of both worlds, this loan is perfect. It offers all advantages with a lower interest rate and faster ownership than other loans would offer—but be aware that if your monthly payment doesn't meet their requirements they will automatically increase it so ask before committing yourself.


Our team is here to help you find the right Florida home loan. We'll provide tools and knowledge that will get your process started, starting with an easy 15-year fixed rate mortgage!


We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a repeat buyer.

The 15-Year Fixed Rate Florida Mortgage Loan Process

Here’s how our home loan process works:

  • Complete our simple 15-Year Fixed Rate Mortgage Qualifier
  • Receive options based on your unique criteria and scenario
  • Compare mortgage interest rates and terms
  • Choose the offer that best fits your needs

Do I Qualify?

If you're looking for a long term loan, then it makes sense to take out one with an interest rate that will be fixed. In this case the cost may not change much from month-to-month and could end up being cheaper in total over time because of how low those initial rates were!

  • Fixed-Rate Mortgage in Florida
  • Conforming Loans
  • Florida Jumbo & Super Jumbo Loans
  • Florida FHA, VA & USDA Loans

Edge Home Finance Corp, is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. Edge Home Finance Corp is a licensed mortgage broker in the following states CA, CO, FL, MN, NC, ND, WI and TX. The following states require disclosure of licensing information. (If your state is not listed, it does not require a specific license disclosure):

CALIFORNIA - Licensed by the Department of Business Oversight under California Finance Lenders Law

COLORADO - Edge Home Finance Corp, 4510 W 77th St #380 Edina, MN 55435,(763) 219-8484; to check the license status of your mortgage broker, visit http://www.dora.state.co.us/real-estate/index.htm

TEXAS - CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV

Equal Housing Lender